Privacy Policy
Your privacy and data protection are fundamental to our commitment to trust and security.
Sicher Bank AG
Registered with the German Federal Financial Supervisory Authority (BaFin) under license number DE-12345-2024. Commercial Register: Munich HRB 123456.
Contract Performance (Art. 6(1)(b) GDPR)
- • Account opening and management
- • Investment advisory services
- • Transaction processing
- • Portfolio management
Legal Obligation (Art. 6(1)(c) GDPR)
- • Anti-money laundering (AML)
- • Know Your Customer (KYC)
- • Tax reporting obligations
- • Regulatory compliance
Legitimate Interest (Art. 6(1)(f) GDPR)
- • Risk management and assessment
- • Fraud prevention and security
- • Service improvement
- • Marketing communications
Consent (Art. 6(1)(a) GDPR)
- • Optional marketing preferences
- • Cookies and tracking
- • Third-party integrations
- • Research participation
Identity Data
- • Full name and title
- • Date and place of birth
- • Nationality and residence
- • Government-issued ID
- • Passport/ID numbers
- • Biometric data (if required)
Financial Data
- • Account balances and history
- • Transaction records
- • Investment portfolios
- • Credit history and scores
- • Income and asset information
- • Tax identification numbers
Technical Data
- • IP addresses and device IDs
- • Browser and system information
- • Login credentials (encrypted)
- • Session and usage data
- • Geolocation data
- • Security logs and audit trails
Internal Recipients
Your data is shared internally only with authorized personnel who require access to perform their duties, including relationship managers, compliance officers, risk management teams, and IT security personnel. All internal access is logged and monitored.
External Recipients
Service Providers
- • IT infrastructure providers
- • Payment processors
- • Custodian banks
- • External auditors
Regulatory Bodies
- • BaFin (German regulator)
- • Tax authorities
- • Law enforcement (when required)
- • European Central Bank
Right of Access (Art. 15)
Request a copy of your personal data and information about how we process it.
Right to Rectification (Art. 16)
Request correction of inaccurate or incomplete personal data.
Right to Erasure (Art. 17)
Request deletion of your personal data (subject to legal retention requirements).
Right to Restrict Processing (Art. 18)
Request limitation of processing in certain circumstances.
Right to Data Portability (Art. 20)
Receive your data in a structured, machine-readable format.
Right to Object (Art. 21)
Object to processing based on legitimate interests or for direct marketing.
Right to Withdraw Consent
Withdraw consent for processing based on consent at any time.
Right to Lodge a Complaint
File a complaint with the relevant data protection authority.
Technical Measures
- • AES-256 encryption for data at rest
- • TLS 1.3 for data in transit
- • Multi-factor authentication
- • Regular security assessments
- • Intrusion detection systems
- • Automated backup and recovery
Organizational Measures
- • Staff training and awareness programs
- • Access controls and authorization
- • Data processing agreements
- • Incident response procedures
- • Regular compliance audits
- • Privacy by design principles
Data Protection Officer
Sicher Bank AG
Maximilianstraße 12
80539 München, Germany
For all privacy-related inquiries, data subject requests, or concerns about how we handle your personal data, please contact our Data Protection Officer. We will respond to your request within 30 days as required by GDPR.